2021 Omega Policy Changes

Changes will take effect for all policies renewing on or after May 1st 2021

Premium reduction of 6.7%

	New Benefits	Omega 2020	Omega 2021
1	Vaccination Benefit	N/A	Up to $250 applicable for vaccinations including COVID19
2	Investigation into Infertility	N/A	Up to $2,500 (lifetime max)

	Improved Benefits	Omega 2020	Omega 2021
1	Inpatient Care, Reconstructive Surgery & Rehabilitation	$600 per day up to 240 days	Covered in full (Limited to standard private room)
2	Intensive Care Unit	$1,500 per day up to 180 days	Covered in full
3	Outpatient Care	$5,000	Covered in full
4	Physiotherapy and Occupational Therapy	$60 per treatment	Covered in full (Specialist review needed after 20 sessions)
5	Alternative Treatment	$60 per treatment up to 20 sessions	20 sessions covered in full
6	Outpatient MRI, CT Scan, PET Scan, echocardio- graphy, endoscopy, gastroscopy, colonoscopy and cystoscopy	Limited to US$1,000 per examination	Covered in full

	Cheaper Option	Omega 2020	Omega 2021
1	Travel Option price reduction	Was $137 / person / year	Now $30 / person / year

See the Alpha changes here

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