Allianz Claims

Policies Starting After 1 November 2022
If it is an emergency, seek treatment immediately.
Then contact Allianz on +1 (877) 499-4809 and also email our Claims Team to help.

If it is not an emergency, perhaps it is a good opportunity to use Virtual Healthcare to speak or text with a doctor? There is no charge and no impact on your No Claims Bonus.  Fill out a Claim Form when you have paid for medical treatment and require reimbursement.

Contact Allianz for

  • Assistance in an emergency
  • Letting a medical facility know you are covered
  • Arranging direct payment to a medical facility
  • Arranging or pre-authorizing treatment at a medical facility
  • An emergency evacuation
  • Access the Allianz Health Hub for the Talent Trust Expat Assistance Program and other exclusive programs
Internationally call +1 (877) 499-4809 (available 24/7)

US Providers
To verify eligibility call Global Excel +1 (800) 541 1983

US provider ONLY claims
Global Excel
777 Brickell Ave., Suite 410,
Miami, FL 33131

Electronic claims payer ID: 65074

You will need your Policy number PXXXXXXXXX

Contact Talent Trust for

  • Signing up
  • Help with a claim
  • An insurance quote or to pay for a policy
  • Providing a medical facility or government agency proof of insurance
  • Checking your benefits or limits
  • Making changes to your policy
  • Anything else
Email: [email protected]
Phone, WhatsApp: +60 (11) 1051 2677
Working hours: Monday to Friday 10am – 6pm, GMT +

You will need your Policy number PXXXXXXXXX or
Certificate number TTc-XXX-XX-XXXXX-XX

Finding a Hospital or Doctor

Outside the USA

To find a hospital, use your app, the Allianz online portal, or call +1 (877) 499-4809.

You are free to seek treatment from any hospital or doctor. Allianz has a network of international facilities that have already agreed to receive a direct payment from Allianz for your medical treatment.

If you are not seeking treatment at one of these facilities, it is still usually possible for Allianz to arrange a direct payment for you when the cost of treatment is over US$1,000. If you need to have Allianz make a direct payment for you, please follow the pre-authorization process below.

Inside the USA

Allianz uses the Aetna Preferred Provider Organization (PPO) in the USA. Please use this network unless it is an emergency.
To find a PPO in the USA click here.

To verify eligibility, call Global Excel +1 (800) 541 1983

US providers ONLY
Global Excel
777 Brickell Ave., Suite 410,
Miami, FL 33131

Electronic claims payer ID: 65074

You will need your Policy number PXXXXXXXXX

Outpatient Treatment

Definition: Outpatient treatment is treatment received in a doctor’s office and does not require admission to a hospital bed.

Outside the USA

Please settle your bills first and then submit your claim documents (i.e., completed claim form receipts, invoices, copies of any investigation report and phar-
macy prescription (if applicable) to the Allianz Claims Team by scanning and e-mailing your documents to [email protected]. You may also use a smartphone to take a photo of the documents.

Direct billing can be arranged if your outpatient treatment is going to cost more than US$1,000.

Inside the USA

In the USA, as long as you choose a preferred provider and show your membership card, they will arrange direct settlement for your eligible bills.

To verify eligibility, call Global Excel +1 (800) 541 1983

US providers ONLY
Global Excel
777 Brickell Ave., Suite 410,
Miami, FL 33131

Electronic claims payer ID: 65074

You will need your Policy number PXXXXXXXXX

Please bring your membership card to your appointment so the service provider can contact Allianz concerning the billing or pre-authorization for outpatient treatment estimated to exceed US$1,000.

Please keep [email protected] informed so we can help you too.

Medical Treatment that Requires Pre-approval

What is Pre-approval?

Certain treatments require you to get pre-approval by requiring you to submit a Treatment Guarantee (Pre-approval) Form in advance. Pre-approval may also be known as pre-authorization or prior authorization, by some medical providers.

Following approval, cover for these required treatments or costs can then be guaranteed.


Which Treatments Require Pre-approval?

Pre-approval may be required for some benefits. These are mostly in-patient and high-cost treatments and, depending on your plan, can include the following:

  • All in-patient treatments
  • Day-care treatment
  • Out-patient surgery
  • PET and CT-PET scans
  • Nursing at home or in a convalescent home
  • Routine maternity, complications of pregnancy and childbirth
  • Oncology
  • Kidney dialysis
  • Occupational therapy
  • Rehabilitation treatment
  • Medical evacuation or repatriation
  • Repatriation of mortal remains
  • Expenses for one person accompanying an evacuated/repatriated person
  • Palliative care and long term care

The pre-approval process helps to assess each case, organise everything with the hospital before your arrival and make direct payment of your hospital bill easier, where possible.


How does the Pre-approval Process Work?

1. First, check if your plan covers the treatment you are seeking. Your Table of Benefits will confirm which benefits are available to you. You can access your Table of Benefits via MyHealth Digital Services. Simply login via browser or use the MyHealth app and click on “My Benefits”. Your Table of Benefits will also confirm which treatments require our pre-approval.

2. Download a Treatment Guarantee (Pre-approval) Form (available here). The form must be fully completed by you and your physician.

3. Send the completed form to us for approval at least 5 working days before your planned treatment to [email protected]

4. Allianz will respond within 24 hours of receiving a fully completed form.

5. Allianz then contacts your medical provider directly to arrange settlement of your bills.

When receiving treatment in the US, simply show your membership card to the medical provider and make sure to check if the provider has your most up to date policy details on their file. The provider will contact us to sort any paperwork related to your treatment. Make sure you attend a network provider, where we can pay your medical bills directly.


Do I Need Pre-approval in Emergency Situations?

In case of emergencies, immediately get the emergency treatment you need. Call the Allianz 24/7 Helpline +1 (877) 499-4809 if you need advice or sup-

If you are hospitalised, either you, your doctor, one of your dependants or a colleague needs to call the Allianz 24/7 Helpline within 48 hours of the emergency to inform us of the hospitalisation. Allianz can take Treatment Guarantee Form details over the phone when you call us. However, coverage for emergency medical costs are subject to the terms of your health plan.


What are the Benefits of Pre-approval?

The pre-approval process gives us the opportunity to assess whether a treatment recommended to you is medically necessary, and at a reasonable cost.

Preapproval also:

  • Ensures your planned treatment is covered under your plan. In the case of an evacuation/repatriation, we will organise and co-ordinate this on your behalf – so you can focus on getting better.
  • Keeps out-of-pocket expenses in check. In many cases, we’ll be able to settle your bill directly with the provider


Why is Pre-approval Necessary?

It is important that you submit a Treatment Guarantee (Pre-approval) Form where required, prior to treatment, as we reserve the right to decline a claim or apply a penalty if this process is not followed.

It’s always a good idea to double check your benefits before receiving any non-emergency medical care, to ensure that you know your plan’s pre-approval requirements. If you are in doubt, contact us in advance of obtaining your treatment.

How to Submit Claims Forms

Please settle your bills first and then submit your completed claims form, receipts, invoices, copies of any investigation report and pharmacy prescription (if applicable) to Talent Trust by emailing to [email protected]. You may also use a smartphone to take a photo of the documents.

It is rarely necessary for you to submit your original documents by post, but it is recommended that you keep them until your claim is settled. Please comply with the following guidelines when submitting prepaid claims for reimbursement:

1. Attachments must be readable. Our recommended file formats are PDF, JPG or JPEG.

2. Please do not submit claims for more than 1 condition or person in a single email. If you have multiple claims, please put these in separate emails.

3. The maximum size for a single email with attachments should not be larger than 8 MB.

4. To ensure prompt reimbursement of eligible prepaid claims, please ensure that you submit all necessary claim documents for processing.

What Each Form is Used For

FormsWhat They Provide For
Medical Claim formWhen you have paid for medical treatment and require reimbursement
Treatment Guarantee formTo pre-authorize planned treatments
Travel Claim formTo make a claim for non-medical, travel related costs

Email claims forms to: [email protected]
All treatment in the USA must be received at a Preferred Provider Organization (PPO) unless it is an emergency.