Global Connections

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An Exclusive Offer For Global Connections Members

Global Connections and Talent Trust have teamed up to provide a unique offer for UK missionaries who are Global Connections members. We based this plan on our Alpha plan, to provide International Private Medical Insurance with additional care and support for long-term UK missionaries.

We then add your choice of two significant additional benefits:

1. We reduce the price by 20% and allow most medical conditions that you already have to be covered.

or

2. We reduce the price by 30% if you have no pre-existing conditions

Missionary in a headscarf, covered by our international medical insurance, greeting a woman

The Global Connections Alpha Plan

The GC Alpha Plan is an international private medical insurance plan with exclusive services for missionaries. It is designed to meet not just the medical needs of Global Connections members but also the security, mental health, and wellness needs of those planning to be in the field for more than one year.

The GC Alpha Plan also provides private medical treatment in the UK should a member need to return home for treatment, or during times of furlough.

Benefit Cover
Annual maximum limit per insured person $1,000,000
No lifetime limit
Excess (per medical condition) ā€“ outpatient only ($0 excess for day/inpatient treatment) $100
Outpatient only
Emergency medical evacuation $1,000,000
No lifetime limit
Video/Telemedicine Available globally. Free 24/7 Unlimited Use
āœ”
Pandemic cover āœ”
Terrorism medical cover āœ”
Medical practitioner, specialist consultation or nursing fees āœ”
Prescription medication and dressings āœ”
Physiotherapy or occupational therapy – 10 sessions per condition. A doctorā€™s report is required for additional sessions āœ”
Emergency treatment in a dedicated emergency room of a hospital or urgent care facility āœ”
ICU āœ”
Inpatient & day patient hospitalization āœ”
Outpatient treatment āœ”
Surgery and associated fees from medical practitioner and medical facility āœ”
Diagnostic and surgical procedures including:

  • Pathology tests
  • Ultrasounds
  • MRI
  • CT scans
  • X-rays
  • Prescribed appliances
āœ”
Cancer treatment āœ”
Pregnancy normal (10-month waiting period) Additional option
Pregnancy complications (10-month waiting period) āœ”
Annual wellness check-ups $400/person (50% coinsurance) āœ”
Local ground ambulance $1,500 per event āœ”
Auto or motorcycle accidents āœ”
Burial / cremation / return of mortal remains $15,000 per person āœ”
Organ transplant $250,000 per lifetime āœ”
Congenital anomalies $100,000 per medical condition āœ”
Newborn hospital accommodation ā€“ to accompany a mother who is receiving inpatient treatment āœ”
Parent hospital accommodation ā€“ to accompany a child receiving inpatient treatment āœ”
Traditional Chinese medicine āœ”
Reconstructive surgery āœ”
Rehabilitation 120 days per medical condition āœ”
Alternative treatments including a chiropractor, osteopath, homeopath, podiatrist or acupuncturist – 10 sessions per condition. A doctorā€™s report is required āœ”
Inpatient: US$5,000 with a 30-day limit. Outpatient: Limited to US$5,000 āœ”
Accidental damage to teeth $2,500 āœ”
Surgical extraction of teeth $2,500 āœ”
Treatment of acute medical conditions caused by chronic conditions āœ”
Ongoing chronic conditions management $3,000 āœ”
Hormone replacement therapy 3 months per lifetime āœ”
Fertility treatment (after 2 years), $2,500 per lifetime āœ”
Home nursing 30 days per medical condition āœ”
Hospice care $50/day up to 10 days āœ”
Convalescent care 30 days per event āœ”
Hospital cash benefit $125/night up to 20 nights āœ”
Choice of hospitals/doctors USA ā€“ Aetna PPO, Elsewhere ā€“ unrestricted āœ”
20% coinsurance applies in the USA only, up to $5,000/person āœ”

āœ” Covered up to policy limit or limits indicated, excess/deductible and co-insurance where applicable.Ā 

Full details of the policy

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No Claims Bonus

At Talent Trust, we reward our members for staying healthy, which helps us to keep our premiums down.Ā  See how you can save up to 50% of your premium.

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Talent Trust Gives Back

We support members and their missions by giving back a portion of our income.
Missionary couple talking about our health insurance's referral bonus while walking through the countryside

Referral Program

Rather than spending lots of money on advertising campaigns to help others find our services, we prefer to give that money to our members when they tell their friends about what we do.

The team, ready to serve alongside missionaries by providing the best worldwide health insurance

Our Team

Itā€™s our privilege and joy to support missionaries with our unique service so that they can thrive in the field.Ā  Our team has unparalleled experience and knowledge, with a heart to serve.Ā 

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myStrength

myStrength is an online tool, free with all of our policies, to help you live your best life. You will find help for stress, anxiety, chronic pain and more.Ā 

Children playing at the beach, linked to our Program helping missionaries with their finances

Mercy Fund

We know life can be complicated, so we tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of the scope of our insurance policies.

Feel secure and protected with a Talent Trust Insurance Plan

These comprehensive services are included for free with our plans.

Designed with extra resources to stay physically, mentally, and financially healthy, so you can thrive as long as needed in your calling.

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EAP Expat Assistance Program

Access therapists, counselors, coaches, lawyers and many other services to help you thrive in the field.

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No Claims Bonus

We reward our members for staying healthy, which helps us to keep our prices down.

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RightNow Media

A faith-based video library designed to help you thrive in every area of life.

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TT Gives Back

We support members and their missions by giving back a portion of our income

Mercy-Fund-hd

TT Mercy Fund

We tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of scope of our insurance policies.

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TT Referral Bonus

We reward our members when they tell their long-term friends about what we do.

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Virtual Healthcare

Connect with an approved doctor 24Ɨ7. Whenever and wherever you need it.

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SecuriTT

Global security advice, planning and alerting.

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Your Team

Our mission is to support missionaries so they can thrive in the field. We offer more than a broker or a traditional insurance company.

At Talent Trust we want missionaries to be their best, so we provide resources that any missionary can access for free to help them and their ministry.

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Thrive Together

Group coaching on topics such as navigating transitions, language learning, support raising, and more.

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FiTT

Maintain and improve your fitness ā€“ so you can bring more of yourself to your ministry.

Click Here to See How Our Benefits Can Help You

Our international health insurance missionaries impacting communities and transforming lives

Additional Options

We recognize everyoneā€™s needs are different, so we offer an excellent insurance policy and then allow you to personalize it as appropriate.

All amounts are shown in US Dollars.

Pregnancy

This option covers pregnancy, childbirth and elective caesarean sections, after the first ten months from its purchase date, for any treatment cost associated with normal pregnancy, or any related condition. Mothers have the choice of any hospital they want in the available countries

Pricing:

$4,000 benefit, $696

$10,000 benefit, $957

$25,000 benefit, $957 (10% coinsurance applies)

Extended Chronic Conditions

This option increases the benefit for routine management and palliative medical expenses incurred in connection with a chronic condition which manifests after its purchase date from $3,000 to $50,000 per year. HIV/AIDS coverage limited to $10,000.

Under the standard program rules, the initial diagnosis of a chronic condition will be covered up to the maximum program limit. All routine management and palliative medical expenses for the chronic condition will be limited to 3,000 per year after the initial diagnosis.Ā 

Pricing:Ā  $681 per adult and $231 per child.

Note: This option is applied to all dependents on the policy.

Routine Dental Cover

This includes examinations and tooth cleaning, normal compound fillings, porcelain crowns, extractions, and root canal treatment, but excludes false teeth, denture, corrective, orthodontic or cosmetic treatment carried out by a dental surgeon in dental surgery; up to $250 per insured person per period of cover. This cover is subject to a 6-month waiting period.

Pricing: $195 per Adult, $50 per Child.
Note: This option must be applied to all dependents on the policy.

Travel Insurance

A straightforward and effective travel insurance policy that works while youā€™re away from your home country and overseas country of residence. Please note that for children, this option is only necessary if the child travels alone.

Cancellation & Curtailment: Up to $1,500 for unused travel and accommodation costs, should you have to cancel or cut short your projected journey.

Luggage, Clothing & Personal Effects:Ā  Up to $1,000 for loss of, or stolen to, luggage, clothing and personal effects. $1,000 in respect of loss of a notebook computer and up to $300 for the loss of a camera or musical instrument.

For loss of luggage, we will pay $20 per kilogram of the luggage weight. Documentation of carrierā€™s rejection of claim for loss of luggage and proof of luggage weight is required when submitting a claim. Our liability for each claim shall be limited to $500.

Personal Money:Ā  Up to $500 for the loss of cash, bank or currency notes, travelerā€™s cheques, passports, etc., including reasonable expenses incurred as a result of a loss.

Excess: $50 for each claim ($100 in the USA).

Territory:Ā  Worldwide, excluding a memberā€™s Home Country and Normal Country of Residence.

Pricing: $30 per Person

*This option lasts for 12 months, and no refund is available in the event of policy cancellation.

Compassionate Travel

This option extends the benefit to provide cover for reasonable travel and accommodation for one insured person (together with any minors) per policy necessarily having to travel to and return from the normal Country of Domicile or Country of Residence when:

  • A parent has unexpectedly suffered a life threatening accident, life threatening illness or suffered a sudden death from any condition which did not pre-date the purchase date of this agreement.
    This is subject to $1,500 towards the cost of travel per period of cover and limited to no more than 2 claims in any 5-year period.
  • A near relative has unexpectedly been placed on the critical list following an accident.

This is subject to $3,000 towards the cost of travel per incident.

Pricing: Ā  $384 per policy

Personal Accident

A lump sum payment of $100,000 in the event of:

  1. Accidental Death
  2. Permanent Total Disablement from usual occupation following Accident
  3. Loss of and/or loss of use of eyes and/or limbs following Accident

Please be assured that even without this option you would be covered for treatment of injuries sustained in an accident.

Pricing:Ā  $212 per adult

*This option lasts for 12 months, and no refund is available in the event of policy cancellation.

Non-Emergency Travel

This option will provide the cost of return economy-class travel to the country of the nearest appropriate medical facility, in the event that a member requires inpatient or day patient non-emergency treatment that is unavailable at the member’s current location. Subject to written agreement from us, and certified instructions from the attending medical practitioner or specialist including confirmation that the required treatment is unavailable at the place of incident. Limited to US$500 per period of cover (subject to 20% coinsurance).

Emergency travel benefits are included as a standard benefit within the policy.

Note: The option, if purchased, must be applied to all dependents on the policy.

Price:Ā  4% of the individual premium rate for the Alpha policy

Vision Care

Provides for the cost of a routine eye exam and the purchase of vision hardware when the memberā€™s prescription has changed. Limited to one eye exam and a maximum of $250 per insured person per period of cover.

Applies to one eye exam and prescription costs for:
ā€¢ Contact lenses
ā€¢ Spectacles
ā€¢ Spectacle lenses
ā€¢ Spectacle frames

Pricing: $78 per person.

Must be applied to all dependents on the policy.
Policy excess/deductible does not apply to this benefit. 50% coinsurance inside the USA and 20% coinsurance outside of the USA.

*This option lasts for 12 months, and no refund is available in the event of policy cancellation.

Crisis Assistance Program (CAP)

A program that covers evacuations and crisis response teams during natural disasters and times of political instability.

CAP Provides Crisis Support for:
ā€¢ Natural Disasters
ā€¢ Political Threats
ā€¢ Terrorism
ā€¢ Kidnap
ā€¢ Hi-Jack
ā€¢ Ransom
ā€¢ Violent Crime

Along with 24/7 live support, the CAP Advantage App delivers real-time travel risk support to help members steer clear of security threats altogether.

Pricing for CAP is $90/year per adult and $60/year for each dependent child.
Travel to the following countries is not covered: Afghanistan, Libya, Iran, North Korea, Russia, Somalia, Sudan, Syria, Ukraine, Venezuela, and Yemen.

CAP does not provide evacuation services to members serving in countries where the member’s passport country advises against all travel, such as US Travel Advisory Level 4 countries for US citizens. If the memberā€™s country does not have a formal travel advisory, the US travel advisory will be used. If the member is in a US Level 4 country (the travel advisory advises against all travel), they can only access the Crisis Response Center (CRC) to get advice on their situation.

*This option lasts for 12 months, and no refund is available in the event of policy cancellation.

Get your Global Connections quote here.

Terms and More Info

Excess: The amount payable by a member for expenses incurred before any benefits are paid by the policy. The excess is applied per medical condition per insured person.

Coinsurance: The first 20% of any admissible cost for accident and emergency treatment received in the USA. The maximum payable by you is US$5,000 per insured person per period of cover. Also, the first 20% of any admissible cost incurred for Well Child Care and Annual Wellness Check. The coinsurance is applied after any deduction for excess applicable to the policy.

The following benefits are not subject to an excess and coinsurance:

  • Emergency Evacuation
  • Mortal Remains
  • Emergency Transportation
  • Hospital Cash Benefit

There is no coinsurance for the Complications of Pregnancy.

The following benefits are not subject to an excess:

  • Well Child Care
  • Wellness Benefit