Designed for African missionaries and church workers serving 1 year or more in their own country or another African country.
The Cornerstone Plan provides international private medical insurance with extra care and support. It is intended to meet not just medical needs but also the physical, mental and financial needs of church workers and missionaries serving for more than one year.
Cornerstone also provides full coverage in a missionary’s home country should a member need to return home for treatment, or during times of furlough.
Note: Cornerstone provides no cover outside of Africa and is only meant to serve Africans. If you are a citizen of a non-African country or require long-term cover outside of Africa, we recommend our Alpha plan or Omega Plan.
For short-term cover we recommend our Outreach plan.
IMPORTANT: To receive pricing, please email us at [email protected] and ask for Cornerstone.
Cornerstone Africa is available for those who are from, and serving in,
continental African countries:
Also available in:
Family of 4 = US$100/month
The Table of Benefits
|Annual Maximum Limit per insured person (No Lifetime Cap)||$250,000|
|Excess (Per medical condition) – Outpatient Only ($0 excess for day/inpatient treatment)||$0|
|Emergency evacuation based on medical, political, terror, natural disaster incidents.||✔|
|Additional expenses related to Evacuation – includes travel costs for an escort, non-hospital accommodation & repatriation||$2,500|
|Terrorism medical cover||✔|
|Medical Practitioner, Specialist Consultation or Nursing Fees||✔|
|Prescription Medication and Dressings as a result of Inpatient care||✔|
|Physiotherapy or Occupational Therapy as a result of Inpatient care||✔|
|Emergency treatment in a dedicated emergency room of a hospital or urgent care facility||✔|
|Intensive Care Unit cover||✔|
|Inpatient & Day Patient Hospitalization||✔|
|Surgery and associated fees from a medical practitioner and Medical Facility||✔|
Diagnostic and surgical procedures including:
|Pregnancy complications (10 month waiting period)||✔|
|Preventative care for children under 6 years old||$100|
|Local Ground Ambulance||✔|
|Auto or motorcycle accidents||✔|
|Burial / Cremation / Return of Mortal Remains||$15,000|
per medical condition per lifetime
|Newborn Hospital Accommodation – to accompany a mother who is receiving inpatient treatment||✔|
|Parent Hospital Accommodation – to accompany a child receiving inpatient treatment||✔|
per medical condition
|Psychiatric Treatment||$1,000 Inpatient|
|Accidental Damage to Teeth||$500|
|Surgical Extraction of Teeth||$500|
|Treatment of acute medical conditions caused by chronic conditions||✔|
|Ongoing Chronic Conditions Management||$1,000|
|Home Nursing||30 days|
up to 10 days
|Convalescent Care||30 days|
|Choice of hospitals/doctors||Unrestricted within accepted countries list
✔ Covered up to policy limit or limits indicated, excess/deductible and co-insurance where applicable.
Extra Care and Support
These comprehensive services are included for free with our plans. They are designed to help our members stay safe, keep well, and keep costs down.
Talent Trust's MAP brings together a host of services to help you and your family thrive in daily life, as well as through a crisis. This is free with all of our plans.
Access a global intelligence service providing security advice and assistance, including on-the-ground support for emergency travel and situations affecting personal safety. This is free with all of our plans.
At Talent Trust, we reward our members for staying healthy, which helps us to keep our premiums down. See how you can save up to 50% of your premium.
It’s our privilege and joy to support missionaries with our unique service so that they can thrive in the field. Our team has unparalleled experience and knowledge, with a heart to serve.
myStrength is an online tool, free with all of our policies, to help you live your best life. You will find help for stress, anxiety, chronic pain and more.