The Outreach Plan

Designed for missionary trips from a few days, up to 1 year

The Outreach Plan covers emergency medical expenses, cancellation/interruption costs, personal property and money losses while you are away from home. The cover exceeds international visa requirements for entry, including for the Schengen Area.

The Table of Benefits

All amounts are shown in US Dollars
Benefit Cover
Policy limit US$1,500,000
Emergency medical evacuation
Medical expenses
Pandemic cover
Video/Telemedicine  Available Globally Free 24/7 Unlimited Usage
Additional cover for up to 6 months after the policy in the event that member is unable to return home due to illness or injury.
Journey continuation or costs to return home – additional travel and accommodation costss US$2,500
Terrorist cover
Funeral, cremation, return of mortal remains US$15,000
Local ground ambulance
Auto or motorcycle accidents
Unrecoverable costs for cancellation before or during trip US$1,500
Loss or damage of personal property US$1,000
Loss or theft of personal money US$500
Hijack US$1,500

  Covered in full subject to policy excess and coinsurance where applicable.
Note: Travel insurance is not suitable for long-term career missionaries. See Travel or Private Medical Insurance

Extra Care and Support

These comprehensive services are included for free with our plans. They are designed to help our members stay safe, keep well, and keep costs down.

Missionary, kids and sunflowers, linked to Program helping missionaries stay in the field longer

Member Assistance Program

Talent Trust's MAP brings together a host of services to help you and your family thrive in daily life, as well as through a crisis. This is free with all of our plans.

Map with hot spots linked to program to help missionaries stay safe and well globally

WorldAware

Access a global intelligence service providing security advice and assistance, including on-the-ground support for emergency travel and situations affecting personal safety. This is free with all of our plans.

Missionary with child video calling a doctor on the vHealth app, available with our international medical insurance

vHealth

vHealth is a 24/7 virtual health service that connects you to a qualified doctor remotely via mobile phone, tablet or laptop, from anywhere in the world. This is free with all of our plans.

A group huddle of floorball players linked to our travel medical insurance's no claims bonus benefit

NCB

At Talent Trust, we reward our members for staying healthy, which helps us to keep our premiums down.  See how you can save up to 50% of your premium.

Our private medical insurance policyholder and child planting a tree, linked to our gives back benefit

Talent Trust Gives Back

We support members and their missions by giving back a portion of our income.
Missionary couple talking about our health insurance's referral bonus while walking through the countryside

Referral Program

Rather than spending lots of money on advertising campaigns to help others find our services, we prefer to give that money to our members when they tell their friends about what we do.

The team, ready to serve alongside missionaries by providing the best worldwide health insurance

Our Team

It’s our privilege and joy to support missionaries with our unique service so that they can thrive in the field.  Our team has unparalleled experience and knowledge, with a heart to serve. 

A woman sitting on a mountain looking at her phone wondering if she has health insurance

myStrength

myStrength is an online tool, free with all of our policies, to help you live your best life. You will find help for stress, anxiety, chronic pain and more. 

Children playing at the beach, linked to our Program helping missionaries with their finances

Mercy Fund

We know life can be complicated, so we tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of the scope of our insurance policies.

Which plan fits your needs?

Choose Your Territory

Plan 1:  Worldwide, excluding the United States and a member’s country of residence.

Plan 2:  Worldwide, allowing up to 65% of the time to be spent in the United States or a member’s country of residence. Ideal for members that need to combine an overseas outreach that follows a training period in the United States or a member’s country of residence.

Plan 3:  Worldwide, including the United States and a member’s country of residence.

All prices are in US $.

Standard Pricing for ages 17-64

Duration Plan 1 Plan 2 Plan 3
Max Daily Rate up to 1 Month
Max Daily Rate over 1 Month
US $2.50
US $1.90
US $5.30
US $5.30
US $7.20
US $7.20
Policy Minimum US $12.50 US $79.00 US $120.00
1 Month US $53.00 US $131.00 US $200.00
2 Months US $98.00 US $241.00 US $370.00
3 Months US $140.00 US $347.00 US $533.00
4 Months US $185.00 US $458.00 US $705.00
5 Months US $231.00 US $571.00 US $878.00
6 Months US $278.00 US $688.00 US $1,058.00
7 Months US $330.00 US $811.00 US $1,258.00
8 Months US $371.00 US $920.00 US $1,411.00
9 Months US $419.00 US $1,036.00 US $1,598.00
10 Months US $461.00 US $1,148.00 US $1,755.00
11 Months US $514.00 US $1,270.00 US $1,956.00

Membership Fee per adult:

1 month or less US$ 2.
1-3 months US$ 5.
More than 3 months US$ 10.

Pricing for ages 0-16 and over 65.

Age Coverage Premium
0-16 US $1.5 Million Standard pricing / 2
65 – 69 US $1.5 Million Standard x 2
70 – 79 US $100K Standard x 2
80 & Over US $50K Standard x 2

Group Discounts:

For teams of
10 or more members … 15%.
20 or more members … 25%.
40 or more members … 35%.

Additional Options

Follow-Me-Home Option (for Plan 1 or Plan 2)

This option is for members serving near their home country. It extends the medical benefit to cover up to US$50,000 or thirty (30) days (whichever comes first) should a member be evacuated to his/her home country (being the nearest country with appropriate medical facilities to the place of incident) during a medical emergency.

Note: Without this option, should a Plan 1 member be evacuated to his/her country of domicile or country of residence, all medical treatment costs incurred would become the member’s own responsibility.

Pricing: US$35 per person

US Transit Option (for Plan 1)

Normally Outreach Plan 1 will not cover expenses that arise within the United States. This option is intended for members who have to travel in transit through an airport that is within the USA to a destination that is outside of the United States. It will cover medical expenses that arise as a result of an accident or an emergency, which requires the member to seek treatment while temporarily travelling inside the United States, where the medical condition did not exist prior to travel and the member was treatment-, symptom- and advice- free.

Pricing: US$15 per person

Zero Excess (for all Plans)

To waive the excess of US$50 for each claim outside the USA and US$100 for each claim inside the USA.

Premium Cost: Please contact us for rates.

You can get a quote or sign up in less than 5 minutes!

Full details of the policy