Cornerstone Africa & Asia

Designed for missionaries and church workers from,

and serving in, the African and Asian countries listed below

The Cornerstone plan provides international private medical insurance with extra care and support. It is intended to meet the medical,
physical, mental, and financial needs of church workers and missionaries serving for more than one year.

Cornerstone also provides full coverage in a missionary’s home country should a member need to return home for treatment or during a visit.

Please note: Cornerstone only provides coverage in specific African and Asian countries and is exclusively for individuals from these regions.
If you are not a citizen of the countries included, or require long-term coverage outside the included countries, we recommend our Alpha or Omega Plans.

For short-term cover we recommend our Outreach plan.


IMPORTANT:  To receive pricing, please email us at and ask for Cornerstone. 

Cornerstone Africa & Asia is available for those from and
serving in continental African and Asian countries


40 African countries included:

Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi,
Cape Verde, Cameroon, Central African Republic, Chad,
Comoros, Congo (DRC), Congo-Brazzaville, Cote d’Ivoire,
Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini (formerly
Swaziland), Ethiopia, Gabon, Gambia, Ghana, Guinea,
Guinea Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar,
Malawi, Mali, Mauritania, Mauritius, Mayotte, Morocco,
Mozambique, Namibia, Niger, Nigeria, Reunion, Rwanda,
Sao Tome and Principe, Senegal, Seychelles, Sierra Leone,
Somalia, South Africa, South Sudan, Tanzania, Togo, Tunisia,
Uganda, Western Sahara, Zambia, Zimbabwe.


22 Asian countries included:

Afghanistan, Armenia, Azerbaijan, Bangladesh,
Bhutan, Cambodia, Georgia, India, Indonesia,
Kazakhstan, Kyrgyzstan, Laos, Mongolia, Myanmar,
Nepal, Philippines, Sri Lanka, Tajikistan, Thailand,
Turkmenistan, Uzbekistan, Vietnam.

Sample cost:

Family of 4 = US$100/month

The Table of Benefits

All amounts are shown in US Dollars
Annual Maximum Limit per insured person (No Lifetime Cap)$250,000
Excess (Per medical condition) – Outpatient Only ($0 excess for day/inpatient treatment)$0
Emergency evacuation based on medical, political, terror, natural disaster incidents.
Additional expenses related to Evacuation – includes travel costs for an escort, non-hospital accommodation & repatriation$2,500
Pandemic cover
Terrorism medical cover
Medical Practitioner, Specialist Consultation or Nursing Fees
Prescription Medication and Dressings as a result of Inpatient care
Physiotherapy or Occupational Therapy as a result of Inpatient care
Emergency treatment in a dedicated emergency room of a hospital or urgent care facility
Intensive Care Unit cover
Inpatient & Day Patient Hospitalization
Surgery and associated fees from a medical practitioner and Medical Facility

Diagnostic and surgical procedures including:

  • Pathology tests
  • Ultrasounds
  • MRI
  • CT scans
  • X-rays
  • Prescribed appliances
Cancer Treatment
Pregnancy complications (10 month waiting period)
Preventative care for children under 6 years old$100
Local Ground Ambulance
Auto or motorcycle accidents
Burial / Cremation / Return of Mortal Remains$15,000
Organ transplant$100,000
per lifetime
Congenital Anomalies$50,000
per medical condition per lifetime
Newborn Hospital Accommodation – to accompany a mother who is receiving inpatient treatment
Parent Hospital Accommodation – to accompany a child receiving inpatient treatment
Reconstructive Surgery
Rehabilitation120 days
per medical condition
Psychiatric Treatment$1,000 Inpatient
Accidental Damage to Teeth$500
Surgical Extraction of Teeth$500
Treatment of acute medical conditions caused by chronic conditions
Ongoing Chronic Conditions Management$1,000
Home Nursing30 days
Hospice Care$50/days
up to 10 days
Convalescent Care30 days
Choice of hospitals/doctorsUnrestricted within accepted countries list

✔ Covered up to policy limit or limits indicated, excess/deductible and co-insurance where applicable. 

Full details of the policy

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At Talent Trust, we reward our members for staying healthy, which helps us to keep our premiums down.  See how you can save up to 50% of your premium.

Our private medical insurance policyholder and child planting a tree, linked to our gives back benefit

Talent Trust Gives Back

We support members and their missions by giving back a portion of our income.
Missionary couple talking about our health insurance's referral bonus while walking through the countryside

Referral Program

Rather than spending lots of money on advertising campaigns to help others find our services, we prefer to give that money to our members when they tell their friends about what we do.

The team, ready to serve alongside missionaries by providing the best worldwide health insurance

Our Team

It’s our privilege and joy to support missionaries with our unique service so that they can thrive in the field.  Our team has unparalleled experience and knowledge, with a heart to serve. 

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myStrength is an online tool, free with all of our policies, to help you live your best life. You will find help for stress, anxiety, chronic pain and more. 

Children playing at the beach, linked to our Program helping missionaries with their finances

Mercy Fund

We know life can be complicated, so we tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of the scope of our insurance policies.

Feel secure and protected with a Talent Trust Insurance Plan

These comprehensive services are included for free with our plans.

Designed with extra resources to stay physically, mentally, and financially healthy, so you can thrive as long as needed in your calling.


Member Assistance Program

Access therapists, counselors, coaches, lawyers and many other services to help you thrive in the field.


No Claims Bonus

We reward our members for staying healthy, which helps us to keep our prices down.
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RightNow Media @Work

A faith-based video library designed to help you thrive in every area of life.

TT Gives Back

We support members and their missions by giving back a portion of our income


TT Mercy Fund

We tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of scope of our insurance policies.

TT Referral Bonus

We reward our members when they tell their long-term friends about what we do.


Virtual Healthcare

Connect with an approved doctor 24×7. Whenever and wherever you need it.



Global security advice, planning and alerting.


Your Team

Our mission is to support missionaries so they can thrive in the field. We offer more than a broker or a traditional insurance company.

At Talent Trust we want missionaries to be their best, so we provide resources that any missionary can access for free to help them and their ministry.

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Thrive Together

Group coaching on topics such as navigating transitions, language learning, support raising, and more.



Maintain and improve your fitness – so you can bring more of yourself to your ministry.

Click Here to See How Our Benefits Can Help You