Cornerstone Africa & Asia
Designed for missionaries and church workers from,
and serving in, the African and Asian countries listed below
The Cornerstone plan provides international private medical insurance with extra care and support. It is intended to meet the medical,
physical, mental, and financial needs of church workers and missionaries serving for more than one year.
Cornerstone also provides full coverage in a missionary’s home country should a member need to return home for treatment or during a visit.
Please note: Cornerstone only provides coverage in specific African and Asian countries and is exclusively for individuals from these regions.
If you are not a citizen of the countries included, or require long-term coverage outside the included countries, we recommend our Alpha or Omega Plans.
For short-term cover we recommend our Outreach plan.
IMPORTANT: To receive pricing, please email us at info@talent-trust.com and ask for Cornerstone.
Cornerstone Africa & Asia is available for those from and
serving in continental African and Asian countries
40 African countries included:
Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi,
Cape Verde, Cameroon, Central African Republic, Chad,
Comoros, Congo (DRC), Congo-Brazzaville, Cote d’Ivoire,
Djibouti, Egypt, Equatorial Guinea, Eritrea, Eswatini (formerly
Swaziland), Ethiopia, Gabon, Gambia, Ghana, Guinea,
Guinea Bissau, Kenya, Lesotho, Liberia, Libya, Madagascar,
Malawi, Mali, Mauritania, Mauritius, Mayotte, Morocco,
Mozambique, Namibia, Niger, Nigeria, Reunion, Rwanda,
Sao Tome and Principe, Senegal, Seychelles, Sierra Leone,
Somalia, South Africa, South Sudan, Tanzania, Togo, Tunisia,
Uganda, Western Sahara, Zambia, Zimbabwe.
22 Asian countries included:
Afghanistan, Armenia, Azerbaijan, Bangladesh,
Bhutan, Cambodia, Georgia, India, Indonesia,
Kazakhstan, Kyrgyzstan, Laos, Mongolia, Myanmar,
Nepal, Philippines, Sri Lanka, Tajikistan, Thailand,
Turkmenistan, Uzbekistan, Vietnam.
Sample cost:
Family of 4 = US$100/month
The Table of Benefits
| Benefit | Cover |
| Annual Maximum Limit per insured person (No Lifetime Cap) | $250,000 |
| Excess (Per medical condition) – Outpatient Only ($0 excess for day/inpatient treatment) | $0 |
| Emergency evacuation based on medical, political, terror, natural disaster incidents. | ✔ |
| Additional expenses related to Evacuation – includes travel costs for an escort, non-hospital accommodation & repatriation | $2,500 |
| Pandemic cover | ✔ |
| Terrorism medical cover | ✔ |
| Medical Practitioner, Specialist Consultation or Nursing Fees | ✔ |
| Prescription Medication and Dressings as a result of Inpatient care | ✔ |
| Physiotherapy or Occupational Therapy as a result of Inpatient care | ✔ |
| Emergency treatment in a dedicated emergency room of a hospital or urgent care facility | ✔ |
| Intensive Care Unit cover | ✔ |
| Inpatient & Day Patient Hospitalization | ✔ |
| Surgery and associated fees from a medical practitioner and Medical Facility | ✔ |
Diagnostic and surgical procedures including:
| ✔ |
| Cancer Treatment | ✔ |
| Pregnancy complications (10 month waiting period) | ✔ |
| Preventative care for children under 6 years old | $100 |
| Local Ground Ambulance | ✔ |
| Auto or motorcycle accidents | ✔ |
| Burial / Cremation / Return of Mortal Remains | $15,000 |
| Organ transplant | $100,000 per lifetime |
| Congenital Anomalies | $50,000 per medical condition per lifetime |
| Newborn Hospital Accommodation – to accompany a mother who is receiving inpatient treatment | ✔ |
| Parent Hospital Accommodation – to accompany a child receiving inpatient treatment | ✔ |
| Reconstructive Surgery | ✔ |
| Rehabilitation | 120 days per medical condition |
| Psychiatric Treatment | $1,000 Inpatient |
| Accidental Damage to Teeth | $500 |
| Surgical Extraction of Teeth | $500 |
| Treatment of acute medical conditions caused by chronic conditions | ✔ |
| Ongoing Chronic Conditions Management | $1,000 |
| Home Nursing | 30 days |
| Hospice Care | $50/days up to 10 days |
| Convalescent Care | 30 days |
| Choice of hospitals/doctors | Unrestricted within accepted countries list |
✔ Covered up to policy limit or limits indicated, excess/deductible and co-insurance where applicable.
NCB
At Talent Trust, we reward our members for staying healthy, which helps us to keep our premiums down. See how you can save up to 50% of your premium.
Talent Trust Gives Back
Referral Program
Rather than spending lots of money on advertising campaigns to help others find our services, we prefer to give that money to our members when they tell their friends about what we do.
Our Team
It’s our privilege and joy to support missionaries with our unique service so that they can thrive in the field. Our team has unparalleled experience and knowledge, with a heart to serve.
myStrength
myStrength is an online tool, free with all of our policies, to help you live your best life. You will find help for stress, anxiety, chronic pain and more.
Mercy Fund
We know life can be complicated, so we tithe 10% of our income into a discretionary Mercy Fund to cover things that fall outside of the scope of our insurance policies.
Feel secure and protected with a Talent Trust Insurance Plan
These comprehensive services are included for free with our plans.
Designed with extra resources to stay physically, mentally, and financially healthy, so you can thrive as long as needed in your calling.
Member Assistance Program
Access therapists, counselors, coaches, lawyers and many other services to help you thrive in the field.
No Claims Bonus
RightNow Media @Work
TT Gives Back
We support members and their missions by giving back a portion of our income
TT Mercy Fund
TT Referral Bonus
We reward our members when they tell their long-term friends about what we do.
Virtual Healthcare
Connect with an approved doctor 24×7. Whenever and wherever you need it.
SecuriTT
Global security advice, planning and alerting.
Your Team
At Talent Trust we want missionaries to be their best, so we provide resources that any missionary can access for free to help them and their ministry.
Thrive Together
Group coaching on topics such as navigating transitions, language learning, support raising, and more.
FiTT
Maintain and improve your fitness – so you can bring more of yourself to your ministry.
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