TT YouPayNothing Card
Medical Care Without Paying Out of Pocket
Go to a doctor, pay for treatment, submit a claim, wait with growing anxiety, hoping that the reimbursement comes in before your next credit card billing cycle.
Not anymore.
Tell us when you need treatment, and we’ll set up your card so that you can pay direct from us to your doctor.

No up-front costs or expenses
- No waiting for reimbursement to pay off your credit card bill
- Apple Pay and Google Pay compatible
- Use at any medical facility accepting MasterCard contactless payment
An absolute game changer!
The YouPayNothing Card has been such a blessing.
To be able to use this to pay the bills is so convenient.
Thank you!
Paul.
I am very impressed with this service.
I had a tumor removed and it was so easy to use the
YouPayNothing Card to make payment, I did not have to
worry, Thank you!
Ruth.
How It Works
Note: This is for members with policy IDs that begin with 1xxx.
If your policy starts with Pxxx, you can begin using the TT YouPayNothing card when you renew your policy after 1 June 2025.
Eligible policyholders will receive an email with their unique card info shortly after joining.

1. Get Pre-approved
Fill out a Pre-authorization form and send it to your dedicated agent, or [email protected].
We’ll review your request within five working days. Once approved, we will load the approved amount directly onto your digital TT YouPayNothing card.

2. Visit the Medical Facility
Get the treatment and let the clinic or hospital know, “I’m paying by card”.
The medical facility will process your treatment as a self-payment. This can save time and costs, as the billing will usually be lower than what they charge insurance companies for setting up a Guarantee of Payment.

3. Pay Using Your TT YouPayNothing Card
Simply open your Apple Wallet or Google Wallet on your mobile device and select your TT YouPayNothing card.
Then just wave or tap your mobile device on the Mastercard terminal. The facility processes the payment like any other Mastercard transaction.
Copy your receipts and send them to our team so we can update our records.
In an emergency, please contact our 24 hour Emergency Assistance:
Call +1 (800) 495 5099 (Free on Viber or when calling from the USA)
Providers and Facilities
