Payment Info

However, if you wish to use an international bank transfer, please email us at [email protected] for details.

Credit / Debit Cards

We require the following information:

• Card Type (Visa or MasterCard only)
• Card Number
• Verification Code (cvv)
• Name on Card
• Expiry Date
• Billing Address (your address where the credit card company knows you)

Foreign currency transactions: We do not charge extra for credit card transactions. However, our credit card terminal is registered to a US bank, and transactions are taken in US$. Therefore, some credit card companies may charge a foreign transaction fee.

Bank Transfers

For bank transfers, contact us: [email protected].

Membership is an annual contract, therefore members are reminded that they are responsible for the whole year’s premium, even if we agree that they may pay in monthly or quarterly installments. Members are able to cancel early, see terms and conditions that apply.

All our published rates are annual premiums. Our preferred terms of payments is annually.

Annual payments for annual policies incur no charge.

Annual policies with monthly, quarterly, and bi-annual payments are subject to a 4.2% charge to cover the cost of financing.

Annual Policy Cancellation

• $30 cancellation fee.
• If you made a claim on the policy during the current insured year, there will be no refund, and you are liable for the remaining payments for your policy, as it is an annual contract.
• Coverage ends on the date we receive written notice at [email protected].
• If paying monthly/quarterly, Talent Trust will only charge you interest on the months that have already passed.

Outreach Policy Cancellation

• $10 cancellation fee.
• Refunds are pro-rated, and only if no claims have been made.
• Your membership fee is non-refundable.
• No backdating—coverage ends when written notice is received.

Because we operate on trust and start or renew a member’s cover immediately (even ahead of premium receipt), we operate the following guidelines:

Until such time as a member’s payment is received, a suspension of any reimbursement is applied to his or her coverage. If payment is delayed, without prior agreement, automatic termination takes place on Day 55.

However, this does not mean that during the suspension period a member’s coverage becomes void, only that any request for a claim settlement would be delayed until the member’s account had been brought up to date. Likewise, it does not negate a member’s contractual obligation to make the payment.