If you are a full-time missionary, or planning on going into missions full-time, TTc recommends that you choose one of our long-term programs rather than opting for a short-term program.
Other insurers may sell you a short-term policy that you can renew every 12 months, but TTc will not do this, as we feel that this exposes you to a large hidden risk.
Short-term policies are usually cheaper, the main reason for this is that they do not offer continuous coverage. Continuous coverage means that if you have a medical condition in one policy period, you will still be covered for that condition in the next policy. Because a short-term policy does not have continuous coverage, should you contract a medical condition that could span two or more periods of cover, as soon as your current policy expires, you will no longer be covered for that condition. Worse, it may mean that you are completely uninsurable going forward, depending on the condition you have.
This is why if you are a full-time missionary or you do not already have some form of long-term cover either through another policy (parent, employment or other) or through a government funded health service, TTc recommends that you use one of our long-term programs.
Plan 1: Worldwide, excluding the United States and a member's country of residence.
Plan 2: Worldwide, allowing up to 65% of the time to be spent within the United States. Ideal for members that need to combine an overseas outreach that follows a training period within the United States.
Plan 3: Worldwide, including the United States and a member's country of residence.
Note: Plan 2 and Plan 3 exclude cover in home state in the United States.
Follow Me Home
This option is for members serving near their home country. This option extends the medical benefit to cover up to US$50,000 or thirty (30) days (whichever comes first) should a member be evacuated to his/her home country (being the nearest country with appropriate medical facilities to the place of incident) during a medical emergency.
Note: Without this option, should a Plan 1 member be evacuated to his/her country of domicile or country of residence, all medical treatment costs incurred would become the member's own responsibility.
3-Digit Verification Number
the three-digit Verification Number (also known as CVV) is printed on the signature panel on the back of the card immediately after the card's account number.
A 3-digit number in reverse italics on the back of your credit card.