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TERRITORIAL LIMITS
Plan 1: Worldwide, excluding the United States and a member's home country.
Plan 2: Worldwide, allowing up to 65% of the time to be spent within the United States. Ideal for members ______-that need to combine an overseas outreach that follows a training period within the United States.
Plan 3: Worldwide, including the United States and a member's home country.
FOLLOW-ME-HOME OPTION
For Plan 1 members going to countries close to the United States, i.e., Latin or South America, this option provides up to US$50,000 and/or 30 days of cover in the United States in the event that they are evacuated there.
Note: Without this option, should a Plan 1 member be evacuated to the United States, all medical treatment costs incurred would become the member’s own responsibility.
Premium Cost: US$35 per person.
CROSS BORDER OPTION
A long weekend x-Border Plan for Americans going on outreach into Mexico. This coverage starts Friday, the moment a member reaches San Diego (by air, road or rail), and covers them for three days (plus one extra in case of delay) and finishes the moment they again depart San Diego for their homes.
Premium Cost: US$44.
GROUP DISCOUNTS
For teams of 10 or more members ... 15%.
___________20 or more members ... 25%.
___________40 or more members ... 35%.
Important: The underwriters shall not be liable for the first $50 of each claim outside of the United States or the first $100 of each claim arising from within the United States.
The annual US$ premiums (effective May 1, 2010 ~ Apr 30, 2011) are as follows:
Duration | Plan 1 | Plan 2 | Plan 3 |
1 Week: | $42.00 | $66.00 | $96.00 |
2 Weeks: | $57.00 | $88.00 | $127.00 |
1 Month: | $70.00 | $109.00 | $160.00 |
2 Months: | $130.00 | $201.00 | $296.00 |
3 Months: | $186.00 | $289.00 | $426.00 |
4 Months: | $247.00 | $382.00 | $564.00 |
5 Months: | $308.00 | $476.00 | $702.00 |
6 Months: | $371.00 | $573.00 | $846.00 |
7 Months: | $440.00 | $676.00 | $1,006.00 |
8 Months: | $494.00 | $767.00 | $1,129.00 |
9 Months: | $559.00 | $863.00 | $1,278.00 |
10 Months: | $614.00 | $957.00 | $1,404.00 |
11 Months: | $685.00 | $1,058.00 | $1,565.00 |
Extra Days: | $2.50 | $4.40 | $5.75 |
* Membership: | $10.00 | $10.00 | $10.00 |
* For membership of less than 3 months the fee is only US$5.00. | |||
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Note: The above premiums are subject to the factors in the table below __for ages greater than 65. | |||
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Age | Coverage | Premium | |
65 ~ 69 | $1.5 Million | Std x 2 | |
70 ~ 79 | $100k/$50k ** | Std x 2 | |
80 Plus | $15,000 | Std x 2 | |
** Outside ($100k) or inside ($50k) the United States. | |||
