MALE RATES

Age

Level 1

Level 2

Level 3

Level 4

00 ~ 09: *

$260

$214

$199

$188

10 ~ 18: *

$725

$597

$557

$523

19 ~ 24: *

$725

$597

$557

$523

19 ~ 24:

$1,424

$1,104

$966

$756

25 ~ 29:

$1,599

$1,241

$1,084

$850

30 ~ 34:

$1,671

$1,295

$1,133

$887

35 ~ 39:

$1,930

$1,451

$1,270

$995

40 ~ 44:

$2,041

$1,580

$1,380

$1,133

45 ~ 49:

$2,300

$1,779

$1,554

$1,264

50 ~ 54:

$2,701

$2,089

$1,820

$1,546

55 ~ 59:

$3,287

$2,543

$2,217

$1,866

60 ~ 64:

$4,309

$3,632

$3,291

$2,748

65 ~ 69:

$6,049

$5,658

$4,350

$3,802

70 ~ 74:

$6,371

$5,876

$4,652

$3,676

Plus 75:

$7,007

$6,463

$5,117

$4,043

Membership Fee: US$20

FEMALE RATES

Age

Level 1

Level 2

Level 3

Level 4

00 ~ 09: *

$260

$214

$199

$188

10 ~ 18: *

$725

$597

$557

$523

19 ~ 24: *

$725

$597

$557

$523

19 ~ 24:

$2,629

$2,034

$1,266

$890

25 ~ 29:

$2,953

$2,283

$1,425

$979

30 ~ 34:

$3,174

$2,454

$1,530

$1,076

35 ~ 39:

$3,559

$2,750

$1,708

$1,195

40 ~ 44:

$2,563

$1,987

$1,786

$1,443

45 ~ 49:

$2,875

$2,223

$1,938

$1,530

50 ~ 54:

$2,959

$2,296

$2,041

$1,695

55 ~ 59:

$3,440

$2,655

$2,320

$1,971

60 ~ 64:

$4,031

$3,208

$2,952

$2,443

65 ~ 69:

$5,244

$4,776

$3,550

$3,406

70 ~ 74:

$5,447

$5,026

$3,802

$3,051

Plus 75:

$5,990

$5,528

$4,183

$3,356

Membership Fee: US$20

* The Dependent Child premium is only available when one parent (the
___legal guardian), of a natural or legally adopted unmarried child under
___age 18 (or under age 24 if attending a university full-time and must rely
___on the parents for support), is also covered under the same program.
___Pregnancy coverage excluded.

Policy Excess

Within USA''

(20% Co-pay)

Overseas

(No Co-pay)

Level 1

$250

$100

Level 2

$500

$200

Level 3

$1,500

$500

Level 4

$3,000

$1,000

Note 1: Pregnancy coverage is only available for Levels 1 and 2. Levels 3 and 4 do not include pregnancy cover.

Note 2: All four levels provide the same of amount of coverage (except for pregnancy), only the excess (deductible taken on a per condition basis) levels vary with the chosen level. All premiums are subject to a BMI of below 30.

Note 3: All non-emergency treatment carried out within the United States must be pre-approved in writing and be carried out at one of Aetna's preferred provider facilities if one is available within 100 miles.
Failure will automatically result in a 40% co-pay or may even void your claim.

Information about Policy Excess application is available here.

OPTIONS (in addition to the above)

Chronic Conditions (a): **

$895 per Adult

-- : --

$304 per Child

Routine Dental (b):

$218 per Adult

-- : --

$63 per Child

Travel Coverage (c):

$137 per Person

Combination of (a,b&c):

$1,057 per Adult

-- : --

$423 per Child

Compassionate Travel:

$350 per Policy

Personal Accident:

$212 per Adult

Term Life Cover ($100,000):

$144 age 18 ~ 49

-- : -- ___($50,000):

$288 age 50 ~ 65

TLC ($100,000) and AD&D ($100,000): ***

$204 age 18 ~ 49

-- : --'''($50,000) and'' -- : --'''($50,000):

$348 age 50 ~ 65

** Please ask for rates if over age 65.
_ *** Term Life Cover and Accidental Death and Dismemberment

Note 4: Routine Dental can only be added to Levels 1 & 2, it is not available for Levels 3 & 4.  Routine Dental has no policy excess, only the standard 20% co-pay.

Note 5: Accidental Death and Dismemberment may only be added in conjunction with Term Life cover, it may not be taken as a separate option.