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BENEFITS (General) | COVERAGE |
Worldwide: | US$1 Million per Year |
Medical Helpline: | 24 Hr (Multi-lingual) |
Emergency Evacuation: | Full Refund |
Hospital Cash Benefit: | US$125 over 20 nights |
Terrorist Cover: | US$50,000 |
Return of Mortal Remains: | US$15,000 |
Choice of Hospital & Doctors: | Aetna PPO Network |
Claims Processing: | Scan & Email |
Medical Practitioner & Specialist Fees: | Full Refund |
Surgery & Hospital Charges: | Full Refund |
Laboratory Tests & other Treatment: | Full Refund |
Organ Transplant: | US$250,000 |
Intensive Care Room: | US$1,500 per Day |
Private Room: | US$600 per Day |
Emergency Room Treatment: | Full Refund |
Chemotherapy & Radiation: | Full Refund |
Prescribed Drugs & Dressings: | Full Refund |
Accidental Damage to Teeth | US$2,500 |
Normal Maternity: | US$10,000 |
Pregnancy Complications: | Additional US$5,000 |
Newborn Care (Illness & Disease): | US$10,000 |
Newborn Care (Accident): | US$100,000 |
Well Child Care: | US$70 x3 Consultations |
Pre-existing Conditions: | 2 Year Moratorium |
Chronic Conditions: | US$3,000 |
Local Ground Ambulance: | US$1,500 |
Policy Excess (United States): | 4 Selectable Levels |
Policy Excess (Overseas): | Reduced by up to 65% |
Home Country Co-pay: | 20% of 1st US$5,000 |
No Claims Bonus: | Up to 35% Discount |
BENEFITS (Outpatient) | COVERAGE |
Outpatient Costs: | US$2,000 |
Number of Consultations: | 25 max |
Annual Wellness Checks: | US$400 |
Psychiatric Consultations: | US$500 |
MRI, Echocardiography & Endoscopy: | US$600 |
Note: Please click Omega for a copy of the legal wording. | |
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