BENEFITS (General)

COVERAGE

Worldwide (Limited within the USA):

US$1 Million per Year

Medical Helpline:

24 Hr (Multi-Lingual)

Emergency Evacuation:

Full Refund

Hospital Cash Benefit

US$125 over 20 nights

Terrorist Cover:

US$50,000

Return of Mortal Remains:

US$15,000

Choice of Hospitals & Doctors:

Unrestricted

Medical Practitioner & Specialist Fees:

Full Refund

Hospital Charges:

Full Refund

Prescribed Drugs & Dressings:

Full Refund

Home Nursing:

Full Refund

Organ Transplant:

US$250,000

Chronic Conditions:

US$3,000

Complications of Pregnancy:

US$15,000

Psychiatric Consultations:

US$500

Accidental Damage to Teeth:

US$2,500

Accommodation & Nursing Fees:

Full Refund

Children from Birth:

Automatic Cover

Parent Accommodation:

Full Refund

Newborn Accommodation:

Full Refund

Newborn Care (Accident Only):

US$100,000 over 30 Days

Ancillary Expenses:

US$1,000

Compassionate Emergency Travel:

US$3,000 per Claim

Pre-existing Conditions:

2 Year Moratorium

Claims Processing:

Scan & Email

Policy Excess (Outpatient Only):

US$100

No Claims Bonus:

Up to 35% Discount

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